1. Introduction
At InsureXpress (a unit of Biz Tech Advisors), we are committed to protecting your privacy. This policy outlines how we collect, use, and protect your personal information in the course of providing life insurance advisory services in partnership with licensed insurers like TATA AIA Life Insurance.
2. Our Role & Disclaimer
InsureXpress is a marketing and advisory partner. We assist customers in understanding insurance options, collecting initial documentation, and guiding them through the application process.
All life insurance products are issued, underwritten, and serviced solely by TATA AIA Life Insurance. We do not make underwriting decisions, collect premiums, or process claims.
3. Information We Collect
We may collect the following personal details when you fill out a form, message us, or speak with our advisors:
Full Name
Date of Birth & Age
Mobile Number & Email Address
PAN, Aadhaar (for KYC & quote generation)
Income Details (for premium calculations)
Health-related disclosures (only for quote estimation)
Nominee details and insurance preferences
4. Purpose of Collecting Data
Your data is collected to:
Understand your insurance needs and risk profile
Generate suitable product quotes from TATA AIA Life
Help you fill out proposal forms accurately
Comply with basic documentation requirements
Provide reminders for policy issuance and renewal
5. Sharing of Information
We do not share, rent, or sell your data to unauthorized third parties.
Your data is shared only:
With TATA AIA Life Insurance for official application purposes
With IRDAI-authorized personnel for compliance
Internally, with our trained staff who are bound by confidentiality agreements
6. Data Storage & Security
We ensure your data is stored securely and handled responsibly using:
Encrypted digital forms and CRM tools
Role-based access controls
Regular deletion of unused or expired data
Confidential handling by trained professionals
7. Cookies & Digital Tracking
Our website may use cookies and analytics tools (such as Google/Facebook pixels) to understand visitor preferences and improve user experience.
You can control cookie preferences through your browser settings.
8. Your Rights
You have full control over your personal data. You may:
Request access to your submitted information
Request correction or deletion of your records
Withdraw consent to further contact
Raise privacy concerns by emailing us
9. Policy Updates
This privacy policy may be updated periodically. Any changes will be reflected on this page with an updated effective date.
Last Updated On:24-07-2025
✅ By submitting your information on our website or to our representatives, you agree to the terms outlined in this privacy policy.